Privacy Policy

This Privacy Policy (“Policy”) describes how WealthNest (“WealthNest”, “we”, “us” or “our”) collects, uses, discloses and safeguards your information when you visit our website, create an account, or use our investment and trading services (collectively, the “Services”).

By accessing or using the Services, you consent to the practices described in this Policy. If you do not agree with the terms of this Policy, please do not access or use the Services. This Policy should be read together with our Terms & Conditions.

We collect information that you provide directly to us, information generated automatically when you use the Services, and information from third parties. This includes the following categories:

Personal information

• Full name, email address, phone number, and country of residence.
• Account credentials, including a hashed password and two-factor authentication settings.
• Profile details and any information you choose to add to your account.

Identity & verification (KYC) data

• Government-issued identification documents (passport, national ID, or driver's license) and the document numbers shown on them.
• Date of birth and residential address.
• A photograph or selfie used to confirm that you match your identification.

Financial & transactional data

• Cryptocurrency wallet addresses, deposit and withdrawal records, and transaction hashes.
• Investment plans selected, balances, earnings, and referral activity.
• Records of payments, payouts, and any fees applied to your account.

Technical & usage data

• IP address, device identifiers, browser type, operating system, and language preferences.
• Log data such as pages visited, features used, access times, and referring URLs.
• Cookies and similar technologies as described in the Cookies section below.

We use the information we collect for the following purposes:

• To create and administer your account and provide the Services you request.
• To process deposits, withdrawals, investments, trades, and referral bonuses.
• To verify your identity and comply with KYC, AML, and other legal obligations.
• To detect, prevent, and respond to fraud, abuse, security incidents, and other harmful activity.
• To communicate with you about your account, transactions, support requests, and service updates.
• To personalize your experience and improve the performance and reliability of the Services.
• To comply with applicable laws, regulations, legal processes, and enforceable governmental requests.

We process your information on the basis of contract performance, your consent, our legitimate interests in operating a secure platform, and compliance with our legal obligations.

We use cookies and similar technologies (such as local storage and session tokens) to keep you signed in, remember your preferences, secure your session, and understand how the Services are used. Cookies fall into several categories:

• Strictly necessary cookies that enable core functionality such as authentication and security.
• Preference cookies that remember your settings and choices.
• Analytics cookies that help us measure and improve performance.

You can control cookies through your browser settings. Disabling certain cookies may limit your ability to use some features of the Services, including staying logged in.

We implement industry-standard administrative, technical, and physical safeguards designed to protect your information, including:

• 256-bit SSL/TLS encryption for data in transit.
• Encryption at rest and hashed, salted storage of passwords.
• Cold-storage custody for the majority of digital assets.
• Optional two-factor authentication (2FA) on user accounts.
• Continuous monitoring, access controls, and regular security reviews.

While we work hard to protect your information, no method of transmission or storage is completely secure. You are responsible for keeping your credentials and 2FA device confidential, and for notifying us promptly of any unauthorized use of your account.

We do not sell your personal information. We share information only as necessary to operate the Services and as described below:

• Service providers who perform functions on our behalf, such as identity verification, cloud hosting, email delivery, and analytics, under strict confidentiality obligations.
• Regulators, law enforcement, or other authorities where required by law or to protect our rights, users, and the integrity of the platform.
• Successors in connection with a merger, acquisition, financing, or sale of assets, subject to this Policy.

Any third parties with whom we share data are required to protect it consistently with this Policy and applicable law.

WealthNest operates globally, and your information may be processed and stored in countries other than your own. These countries may have data protection laws that differ from those in your jurisdiction. Where we transfer personal data internationally, we use appropriate safeguards — such as standard contractual clauses — to ensure your information remains protected.

Depending on where you live, you may have the following rights regarding your personal information:

• Access — request a copy of the personal data we hold about you.
• Rectification — ask us to correct inaccurate or incomplete information.
• Erasure — request deletion of your data, subject to legal and regulatory retention requirements.
• Restriction & objection — limit or object to certain processing of your data.
• Portability — receive your data in a structured, commonly used format.
• Withdraw consent — withdraw consent at any time where processing is based on consent.
• Non-discrimination — exercise your rights without receiving discriminatory treatment.

To exercise any of these rights, contact us using the details below. We will respond within the timeframe required by applicable law. You also have the right to lodge a complaint with your local data protection authority.

We retain your information for as long as your account is active and for as long as necessary to provide the Services. We also retain certain records — including KYC, transaction, and compliance data — for longer periods where required to meet legal, regulatory, tax, accounting, or anti-money-laundering obligations. When information is no longer required, we securely delete or anonymize it.

The Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, please contact us and we will take steps to delete that information promptly.

We may update this Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will revise the “Last updated” date above and, where appropriate, notify you through the Services or by email. Your continued use of the Services after an update constitutes acceptance of the revised Policy.

If you have questions, concerns, or requests regarding this Policy or your personal information, please contact us:

• Email: wealthnetsupport@gmail.com
• Telegram: @wealthnestcapital